Rates

Personal Rates

  • PERSONAL INTEREST CHECKING
    Average Daily Balance Interest Rate(%) APY(%)
    All Balances 0.05 0.05

  • PREMIUM INTEREST CHECKING - NPO Interest Checking
    Average Daily Balance Rate(%) APY(%)
    Less than $2,500.00 0.05 0.05
    $2,500.00 - $9,999.99 0.05 0.05
    $10,000.00 - $49,999.99 0.07 0.07
    $50,000.00 - $99,999.99 0.08 0.08
    $100,000.00 & Over 0.10 0.10

  • PERSONAL MONEY MARKET
    Average Daily Balance Interest Rate(%) APY(%)
    Less than $2,500.00 0.05 0.05
    $2,500.00 - $9,999.99 0.10 0.10
    $10,000.00 - $49,999.99 0.20 0.20
    $50,000.00 - $99,999.99 0.30 0.30
    $100,000.00 & Over 0.40 0.40

  • PERSONAL SAVINGS
      Interest Rate(%) APY(%)
    Personal & Student Savings 0.05 0.05
    Rocky Combo 0.05 0.05

Business Rates

Money Market Rates

  • IRA MONEY MARKET SAVINGS
    Average Daily Balance Interest Rate(%) APY(%)
    Less Than $2,500.00 0.05 0.05
    $2,500.00 - $9,999.99 0.10 0.10
    $10,000.00 - $49,999.99 0.20 0.20
    $50,000.00 - $99,999.99 0.30 0.30
    $100,000 & over 0.40 0.40

  • ROCKY MOUNTAIN HIGH YIELD MONEY MARKET

    Average Daily Balance Interest Rate(%) APY(%)
    Less Than $25,000.00 0.10 0.10
    $25,000.00 - $49,999.99 0.25 0.25
    $50,000.00 - $99,999.99 0.30 0.30
    $100,000.00 - $199,999.99 0.50 0.50
    $200,000 & over 0.65 0.65

  • CD\TIME DEPOSIT ACCOUNTS

    Terms (months) Tier Balance Interest Rate (%) *APY(%)
    3 $2,500 0.08 0.08
      $10,000 0.10 0.10
      $25,000 0.15 0.15
      $50,000 0.18 0.18
      $100,000 0.20 0.20
    6 $2,500 0.15 0.15
      $10,000 0.20 0.20
      $25,000 0.22 0.22
      $50,000 0.24 0.24
      $100,000 0.25 0.25
    9 $2,500 0.15 0.15
      $10,000 0.20 0.20
      $25,000 0.22 0.22
      $50,000 0.24 0.24
      $100,000 0.25 0.25
    12*** $2,500 0.25 0.25
      $10,000 0.30 0.30
      $25,000 0.35 0.35
      $50,000 0.38 0.38
      $100,000 0.40 0.40
    18*** $2,500 0.40 0.40
      $10,000 0.45 0.45
      $25,000 0.47 0.47
      $50,000 0.48 0.48
      $100,000 0.50 0.50
    24 $2,500 0.40 0.40
      $10,000 0.50 0.50
      $25,000 0.52 0.52
      $50,000 0.53 0.53
      $100,000 0.55 0.55
    36*** $2,500 0.45 0.45
      $10,000 0.55 0.55
      $25,000 0.60 0.60
      $50,000 0.63 0.63
      $100,000 0.65 0.65
    48 $2,500 0.50 0.50
      $10,000 0.60 0.60
      $25,000 0.60 0.60
      $50,000 0.65 0.65
      $100,000 0.75 0.75
    60 $2,500 0.75 0.75
      $10,000 0.80 0.80
      $25,000 0.85 0.85
      $50,000 0.88 0.88
      $100,000 0.90 0.90

*** Rates also apply to Traditional and Roth IRA 's

** A penalty will or may be imposed for early withdrawal, which could reduce the Annual Percentage Yield (APY). CD Rates are subject to change at any time & are not guaranteed until CD Account is opened. Fee and charges could reduce earnings.

Important Note: The interest rates and Annual Percentage Yields (APYs) listed in this deposit rate sheet are accurate as of  June 12th, 2020. Checking accounts, money market accounts, and savings accounts are variable rate accounts. We may, at our discretion, change each interest rate and APY on variable rate accounts at any time without notice. With a fixed rate CD account, the applicable rate is paid until the CD matures. Fees could reduce earnings on an account. A penalty is imposed for early withdrawal from a CD.

Annual Percentage Yields quoted are accurate as of date shown and are subject to change without notice. Current rates are available by calling Rocky Mountain Bank & Trust 719-784-6316 or 719-579-7628. Additional account information/disclosures may be obtained by calling the Bank.