Student Savings
Teach your kids to become savers! Rocky Mountain Bank & Trust Student Savings accounts are perfect for children and students that want to start saving—and learning the life skill of being a saver. No minimum balance needs to be maintained on our Student Savings accounts until your little penny-pincher turns 18.
Rocky Mountain Student Savings Basics
- Account best suited for children ages 0 to 17
- Earn interest at a competitively high savings rate
- Up to 6 free withdrawals included per month
- $5 fee for each additional withdrawal
- Free online banking (with parental approval)
- Account statements delivered on a quarterly basis
- $25 minimum deposit required to open an account
Rocky Mountain Savings
Get serious about saving with a Rocky Mountain Savings account! The time is now to put your cash in a place where it can grow. A Rocky Mountain Savings account pays you a competitive variable interest rate while still providing you with access to your cash. Make a definitive start on your life savings goals and open up an account today. It only takes a $100 minimum deposit to open!
Rocky Mountain Savings Account Basics
- Earn competitively high savings interest rates on all account balances
- No monthly service fee as long as your balance stays above $200
- $3 monthly service fee if your balance happens to fall below $200
- Up to 6 free withdrawals/debits included per month
- $2.50 fee for each additional debit/withdrawal
- Free online banking & bill pay
- Account statements delivered on a monthly basis
- A ridiculously low $100 minimum deposit to open an account
Certificate of Deposit
Looking for a savings program that protects your principal and provides you with a higher rate of return than a traditional savings account? A Rocky Mountain Bank & Trust Certificate of Deposit is a smart option! Coordinate your savings and your calendar by locking in a guaranteed return for the length of your CD term. Certificate of Deposit terms with Rocky Mountain Bank & Trust range from 3 months to 5 years… and is FDIC-insured for up to $250,000.
Rocky Mountain Certificate of Deposit (CD) Account Basics
- Earn a competitively higher rate than with a standard savings account
- Guaranteed rate of return for the length of your CD term
- Increased rate of return for longer-term CDs
- Terms that range from 3 months to 5 years
- CD funds that are FDIC insured
- $2,500 minimum deposit to open an account
Rocky Combo Savings Account
Take your saving goals to the next level with a Rocky Mountain Combo Savings account! The time is now to take what you have, and make it grow. A Rocky Mountain Combo Savings account will pay you a competitive variable interest rate, while still providing you with access to your cash. And best of all, this account ties to your Rocky Mountain Checking Account with a combined statement. Begin establishing your life savings goals now, and open up an account today. It only takes a $100 minimum deposit to open… and with our help, you can increase your savings over time!
Rocky Mountain Combo Savings Account Basics
- Earn competitively high savings interest rates on all account balances
- No monthly service fee as long as your balance stays above $100
- $5 monthly service fee if your balance happens to fall below $100
- Up to 6 free withdrawals/debits included per month
- $2.50 fee for each additional debit/withdrawal
- Free online banking & bill pay
- Account statements delivered on a monthly basis
- Ties to your checking account with a combined statement
- A ridiculously low $100 minimum deposit to open an account