Home Mortgage Loans
Looking for home financing? Here at Rocky Mountain Bank & Trust, we can help you realize the dream of home-ownership. Whether you’re a first-time home-buyer, or an experienced veteran, here at Rocky Mountain Bank & Trust we offer competitive rates on our home loans. Let us help you finance one of your most important life assets—and one of the largest purchases you will make in your lifetime… your home.
Rocky Mountain Home Mortgage Loan Products
- VA Loans
- 100% Financing & No Down Payment Options.
- Competitively low VA loan interest rates.
- VA Funding Fee can be financed.
- More leniency on derogatory credit.
- Conventional Loans
- We provide 10, 15, 20, 30 year loans.
- Portfolio Loans
- In-house; non-conforming.
- Jumbo Loans
- Loans in excess of $453,100.
- FHA Loans
- El Paso County – less than $304,750.
- Fremont County – less than $294,515.
- For other counties in Colorado – please call us!
Rocky Mountain Home Mortgage Loan Basics
- Competitively low mortgage loan interest rates.
- Fixed or Adjustable Rate (ARM) financing available.
- Loan terms ranging form 5 to 30 years.
- Personal, home-town service and local decision-making.
Contact Bonnie Beckman to inquire about your loan today!
719-314-1529 (Desk) / 719-440-5106 (Cell) / NMLS#1409071
Home Construction Loans
Let us help you with the funds you need to get your home off the ground – and help you save money in the process! With a Rocky Mountain Bank & Trust Home Construction Loan, you don’t have to settle for just any home… you can build the home you truly want. So turn that dream home into a reality! Our phase-based home construction loan structure simplifies the construction process and saves you money—leaving you with extra cash in your pocket.
Rocky Mountain Home Construction Loan Basics
- Competitively low interest rates on our home construction loans
- Phase-based structure designed to simplify the process and save you money
- Temporary, short-term loan
- Option to roll your construction loan into a full mortgage at the end of construction
The perfect home begins with finding the perfect location. A Lot Loan with Rocky Mountain Bank & Trust helps you invest in a property or plan for future construction. With Rocky Mountain Bank & Trust by your side, you can secure land for any purpose at a competitive rate – all while being backed by a secure, home-town bank with local area expertise. It doesn’t make a difference if you are looking to invest in property or planning for the future… our lot loan can help you embark on your long-term real estate goals. We offer competitive rates and flexible terms, and that friendly, home-town bank touch.
Rocky Mountain Lot Loan Basics
- Competitively low interest rates on our lot loans
- Flexible terms and accommodating service
- Local area expertise and decision-making
- Option to roll the balance of your lot loan into a construction loan
- Finance the perfect site for your dream home
- Start construction whenever you’re ready