Rocky Mountain Bank - Electronic Banking Business

ELECTRONIC BANKING

FOR BUSINESS

Online Banking
Cash Management
Remote Capture
Merchant Card Processing

ONLINE BUSINESS BANKING

Convenient, Secure and Fast, “Rocky Online” is easy to use, 24 hours a day, 7 days a week. Manage your
finances, review account activity, transfer funds between accounts, and more, all from the comfort of your own
home or office.

FEATURES

View current day account balances
Review deposit and withdrawal transactions
View images of paid checks and print them, if needed
Transfer funds between Rocky Mountain Bank and Trust bank accounts
Transfer funds between Rocky Mountain Bank & Trust and another financial institution
Set up one-time or recurring transfers
Pay Bills online with Online Bill Payment*
Export transaction activity to Quicken, Microsoft Money, or any spreadsheet
Easily and securely communicate with us online
Receive mobile alerts regarding your account
Set-up personal preferences, such as account nicknames, alerts and reminders
Place stop payment requests
Make loan payments
View loan information such as payoff amount, interest rate, payment date, payment amount and more
E-Statements eliminate the need for filing your monthly statement. Now you can get a monthly e-mail that details your transactions.
Mobile Phone Banking. From your cell phone using your web browser, access your account information, transfer funds, and receive account alerts.

*Bill pay for only an additional $2.50 a month plus 40 cents per electronic payment.

APPLY NOW

Online Disclosure

CASH MANAGEMENT

Business Online Banking and Cash Management User’s Guide

Take control of your cash flow and get the information you need to efficiently monitor account activity and make informed financial decisions.

Up to the Minute Account Information

View current and previous day account balances
Review deposit and withdrawal transactions
View and print images of paid checks

Funds Transfers

Transfer funds between Rocky Mountain Bank & Trust accounts
Transfer funds between Rocky Mountain Bank & Trust and another financial institution
Set-up one-time or recurring transfers

Bill Payment

Pay Bills online with Online Bill Payment

Tax Payments

Pay state and federal tax payments online

Rocky Mountain Bank & Trust Loans

View loan information such as interest rate, payment date, payment amount, payoff amount, and more.
Make loan payments

ACH Origination

Initiate ACH transactions
Process Direct Deposit, Collections, and other electronic payments or receipts

Wire Transfers

Initiate Domestic Wire Transfers (U.S. Dollars)

Manage Accounts

Place stop payment requests
Export transaction activity to QuickBooks, Quicken, Microsoft Money, or other financial software
Easily and securely communicate with us online
Set-up personal preferences, such as account nicknames, alerts and reminders
Receive and approve transfer or payments on your mobile phone
Set-up authorized employees to get account information, transfer funds between accounts, issue stop payment requests and initiate wire transfers and ACH transactions.
Enroll in e-statements and receive your bank statements via e-mail.

CALL OUR FLORENCE OR COLORADO SPRINGS BRANCH FOR MORE INFORMATION

REMOTE CAPTURE

The simple, easy-to-use way to get your checks to the bank. Through Rocky Remote you can electronically deposit your checks into your business account from your own computer.

HOW DOES THIS BENEFIT YOU?

	Lower your costs by eliminating bank trips Rocky Remote will help you reduce your costs by depositing checks electronically, making it unnecessary to carry checks to the bank for deposit. This allows you to save time and money.
	Improve cash flow Depositing your checks daily will result in improved cash flow for your business. You will no longer have to wait 2-5 business days for checks to clear. With Rocky Remote, checks will clear either the same day or next business day!
	Simple Process Easy as 1-2-3. Enter your deposit amount, scan your checks, and submit your deposit.
	Reports can be printed for your financial records. You can keep a record of deposits as well as check against ledgers to ensure they balance correctly.

WHAT WILL YOU NEED TO START THIS PROCESS?

Along with a Rocky Mountain Bank & Trust Business Checking Account and a scanner, you will also need the following:

Recommended Specifications
Dedicated PC (All application users must have administrative rights on PC)
2Ghz Pentium IV Processor
512 MB RAM
1.3 GB free disk space
Microsoft Windows XP
USB 2.0 port

Minimum Specifications
1Ghz Pentium III Processor
256 MB RAM (Windows 2000 Pro)
512 MB RAM (Windows XP)
1 GB free disk space
Microsoft Windows XP or Windows 2000 Pro
USB 1.1 port

MERCHANT CARD PROCESSING

Why Do Business With an Unknown Company?
Partner With Your Local Bank.....The People You Know and Trust

Comprehensive Merchant Services

Competitive pricing
Unbundled pricing, NO Hidden Fees
24 hour merchant application approval
Next day equipment delivery as needed
Ease in equipment installation and training
48 hour settlement of funds
24 hour-7 day technical support help desk
View account information online
Issue Merchant Branded Gift Cards

Many Processing Options Available

Electronic Ticket Capture
ARU-Touch Tone Telephone
Electronic Check Acceptance
Pinned Debit
Internet
Applications for:
- Retail
- Hotel
- Restaurant
Pay @ The Pump

Equipment Support

Many equipment options available

Talk to one of our Bank Representatives to discuss your specific needs.